{"id":2386,"date":"2021-03-20T11:00:00","date_gmt":"2021-03-20T10:00:00","guid":{"rendered":"https:\/\/epayspace.com\/?p=2386"},"modified":"2024-06-13T14:43:51","modified_gmt":"2024-06-13T12:43:51","slug":"why-event-organisers-are-attracted-to-closed-loop-payment","status":"publish","type":"post","link":"https:\/\/epayspace.com\/fr\/blog\/why-event-organisers-are-attracted-to-closed-loop-payment\/","title":{"rendered":"Pourquoi les supports de paiement en closed loop s\u00e9duisent les organisateurs d\u2019\u00e9v\u00e9nements ?"},"content":{"rendered":"\n
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Paiement en closed loop pour l’\u00e9v\u00e9nementiel : d\u00e9finition et avantages<\/strong><\/h1>

D\u00e9couvrez les avantages du paiement en closed loop pour l’\u00e9v\u00e9nementiel avec E-pay Space, cr\u00e9ateur de solution de paiements<\/p><\/div>\n<\/div><\/div>\n\n\n\n

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Paiement en closed loop : d\u00e9finition<\/h2><\/div>\n\n\n\n

Un support de paiement en closed loop (carte en closed loop, bracelet sans contact en closed loop) a par d\u00e9finition un syst\u00e8me dit \u00ab ferm\u00e9 \u00bb. Le support de paiement pourra \u00eatre utilis\u00e9 uniquement dans ce r\u00e9seau d\u00e9di\u00e9 et nulle part ailleurs : l\u2019enceinte d\u2019un stade, un magasin, un festival, une rue, un immeuble, un campus\u2026 Un support de paiement en closed loop sera inutilisable et non reconnu sur des r\u00e9seaux de paiement ouverts comme Mastercard\u00ae, Visa ou encore American Express. L\u2019int\u00e9r\u00eat y est tout trouv\u00e9 puisque les utilisateurs ne pourront faire leurs d\u00e9penses que dans le contexte pr\u00e9d\u00e9fini en amont. C\u2019est pour cette raison que les organisateurs d\u2019\u00e9v\u00e9nement s\u2019emparent du ph\u00e9nom\u00e8ne en y d\u00e9tectant rapidement un fort potentiel avec de nombreux avantages.<\/p>\n\n\n\n

1er avantage du paiement en closed loop : d\u00e9mat\u00e9rialisation des paiements au sein du r\u00e9seau ferm\u00e9<\/strong><\/h2><\/div>\n\n\n\n

Alors que le monde \u00e9v\u00e9nementiel voit une grande circulation de cash avec les risques qui y sont li\u00e9s (erreurs de caisse, pertes, difficult\u00e9s de suivi, fraudes et \u00e9conomie souterraine, fonds de caisse, clients sans monnaie dans l\u2019incapacit\u00e9 de payer), la num\u00e9risation des \u00e9changes et la suppression totale du cash favorise consid\u00e9rablement la gestion et l\u2019acceptation des paiements. Bars, bo\u00eetes de nuit, \u00e9v\u00e9nements sportifs et culturels d\u00e9veloppent de plus en plus ce type de supports de paiement pour fluidifier les transactions et leur transparence. De plus, \u00e0 cela s\u2019ajoutent des syst\u00e8mes de cash back et de programmes de fid\u00e9lisation digitalis\u00e9s qui viendront soutenir les op\u00e9rations promotionnelles, le tout de fa\u00e7on automatis\u00e9e.<\/p>\n\n\n\n

2e avantage du paiement en closed loop : contr\u00f4le total des transactions et r\u00e9tention de la client\u00e8le<\/strong><\/h2><\/div>\n\n\n\n

Le closed loop permet clairement au fournisseur du moyen de paiement d\u2019avoir un total contr\u00f4le des flux qui circulent sur son r\u00e9seau ferm\u00e9. L\u2019argent est pr\u00e9charg\u00e9 sur la carte en closed loop, le e-wallet en closed loop ou le bracelet de paiement en closed loop, et la d\u00e9pense est s\u00e9curis\u00e9e au sein de son r\u00e9seau. L\u2019entreprise en charge du programme de paiement en closed loop a toute la visibilit\u00e9. Prenons un exemple. Dans le cadre d\u2019un \u00e9v\u00e9nement sportif, un club pourrait tout \u00e0 fait proposer \u00e0 ses membres une carte de fan rechargeable et utilisable uniquement dans l\u2019enceinte d\u2019un stade. Les supporters pourraient ainsi recharger leur carte depuis leur t\u00e9l\u00e9phone ou un portemonnaie \u00e9lectronique, puis effectuer leurs achats dans l\u2019enceinte du stade. Le paiement de l\u2019ensemble des produits et services pourrait ainsi se faire via la carte : boissons, nourriture, goodies, billets pour le prochain match ou encore produits partenaires annexes vendus dans la zone. Le paiement est s\u00e9curis\u00e9 et imm\u00e9diat. Le suivi des transactions est fluide et transparent.<\/p>\n\n\n\n

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3e avantage du paiement en closed loop : absence de contraintes r\u00e9seaux<\/strong><\/h2><\/div>\n\n\n\n

L\u2019avantage certain du closed loop est qu\u2019il n\u2019est pas d\u00e9pendant des r\u00e9seaux ouverts comme VISA ou encore Mastercard\u00ae. Un r\u00e9seau priv\u00e9 et restreint implique plus de souplesse quant \u00e0 la mise en place du programme en mati\u00e8re r\u00e8glementaire et technique. Il suffit d\u2019int\u00e9grer \u00e0 chaque terminal de paiement et potentiellement les caisses, le logiciel ad\u00e9quat permettant la connexion au programme de paiement. Le support de paiement est automatiquement identifi\u00e9 en fonction des crit\u00e8res de s\u00e9curis\u00e9 d\u00e9termin\u00e9s, le solde est connu et la transaction se fait en temps r\u00e9el. Dans le cadre \u00e9v\u00e9nementiel, les TPE et caisses adapt\u00e9s n\u00e9cessitent une installation en amont dont l\u2019investissement initial est vite rentabilis\u00e9 sur plusieurs \u00e9v\u00e9nements. N\u00e9anmoins, il reste indispensable de conserver les r\u00e8gles de contr\u00f4les KYC, KYB, AML et RGPD \u00e0 tout programme qu\u2019il soit en open ou en closed loop !<\/p>\n\n\n\n

Et si on voulait le meilleur des 2 mondes ?<\/strong><\/strong><\/strong><\/h2><\/div>\n\n\n\n

Si le mod\u00e8le de paiement closed loop et le mod\u00e8le de paiement en open loop sont bien 2 mod\u00e8les distincts avec des r\u00e8gles qui leurs sont propres, il existe aussi des mod\u00e8les hybrides qui peuvent r\u00e9pondre \u00e0 contraintes sp\u00e9cifiques et ainsi proposer le meilleur des deux mondes. Si nous prenons l\u2019exemple d\u2019un magasin avec une carte de fid\u00e9lit\u00e9 rechargeable, les paiements effectu\u00e9s dans son r\u00e9seau de boutiques et de partenaires favorisent la r\u00e9tention du client au sein de son r\u00e9seau. Le client effectue ses d\u00e9penses uniquement l\u00e0 o\u00f9 cela est possible. Nous sommes dans un mod\u00e8le de paiement en closed loop. Si la cha\u00eene de magasins agrandit son r\u00e9seau de partenaires ou sa zone g\u00e9ographique, il est fort probable que la contrainte du closed loop soit rapidement un frein \u00e0 l\u2019extension du programme. Ainsi, il est \u00e9galement possible d\u2019imaginer des mod\u00e8les open loop (c\u2019est-\u00e0-dire, des supports de paiement sur un r\u00e9seau ouvert comme Mastercard ou VISA), mais avec des restrictions propres : choix de la cat\u00e9gorie de produits autoris\u00e9e (ex : vestimentaire, restauration, essence\u2026), s\u00e9lection de codes marchands autoris\u00e9s (ex : code marchand d\u2019une enseigne avec sa cha\u00eene de magasins). Ces restrictions am\u00e8nent \u00e0 avoir un format hybride de l\u2019open loop, puisqu\u2019il reste sur un r\u00e9seau ouvert type VISA ou Mastercard, mais il encadre l\u2019utilisation de fa\u00e7on plus ou moins restrictive. De nombreux param\u00e9trages sont aujourd\u2019hui envisageables entre l\u2019open loop et le closed loop, les professionnels de l\u2019\u00e9v\u00e9nementiel l\u2019ont bien compris.<\/p>\n<\/div><\/div>\n\n\n\n

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Comment cr\u00e9er une n\u00e9obanque ?<\/strong><\/h3><\/div>\n\n\n\n
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E-Wallet<\/strong><\/h3><\/div>\n\n\n\n
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\"\"<\/figure>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

D\u00e9couvrez les avantages du paiement en closed loop pour l’\u00e9v\u00e9nementiel avec E-pay Space, cr\u00e9ateur de solution de paiements<\/p>\n","protected":false},"author":4,"featured_media":4152,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"unboxed","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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